Terms of Service

Welcome to the website of Law Office of David W. Tidd, PLLC.

These Terms of Service ("Terms") govern your use of this website and its general informational and communication features.

By accessing or using the website, you agree to these Terms.

1. Website Purpose

This website provides general information about bankruptcy law and the legal services offered by Law Office of David W. Tidd, PLLC.

The Firm provides legal assistance involving:

• Chapter 7 Personal Bankruptcy
• Chapter 13 Personal Bankruptcy
• Chapter 7 Business Bankruptcy
• Chapter 11 Business Bankruptcy
• Chapter 12 Family Farm Bankruptcy
• Bankruptcy consultations and related legal representation

The information presented is intended to help visitors understand available services and general bankruptcy concepts.

2. No Legal Advice

Website content is provided for general informational purposes only.

Nothing on this website constitutes individualized legal advice or should be relied upon as a substitute for consultation with a qualified attorney.

Bankruptcy laws, eligibility requirements, court procedures, and legal outcomes depend on the specific circumstances of each matter.

3. No Automatic Attorney-Client Relationship

Accessing this website, sending an email, submitting a contact form, or requesting a consultation does not automatically establish an attorney-client relationship.

An attorney-client relationship is established only when the Firm agrees to provide representation under an appropriate engagement arrangement.

Until such a relationship has been established, you should not assume that the Firm represents you or will take action on your behalf.

4. Confidential Information

Please do not submit highly sensitive or confidential information through general website forms unless instructed to use an appropriate secure communication method.

The Firm handles information received in connection with legal representation according to applicable professional obligations.

However, use of this website alone does not establish attorney-client privilege.

5. Bankruptcy Information and Legal Outcomes

Bankruptcy proceedings are governed by federal law and applicable court rules.

Eligibility, debt treatment, available exemptions, property rights, creditor actions, and potential outcomes depend on individual circumstances.

The Firm does not guarantee:

• Discharge of any particular debt
• Prevention of foreclosure
• Recovery of repossessed property
• Elimination of creditor claims
• Approval of a repayment or reorganization plan
• Retention of particular assets
• A specific court decision or legal result

Certain debts may not be dischargeable, and bankruptcy may involve financial and legal consequences.

6. Consultation Requests

Visitors may request information or consultations through the website, telephone, or email.

Submitting a request does not guarantee representation or require the Firm to accept a legal matter.

The Firm may request additional information before determining whether representation is available or appropriate.

7. User Responsibilities

You agree to:

• Provide accurate contact information
• Use the website for lawful purposes
• Avoid submitting misleading or fraudulent information
• Respect the Firm's intellectual property rights
• Avoid interfering with website security or functionality

You are responsible for seeking timely legal assistance when deadlines or urgent legal matters may affect your rights.

8. SMS Messaging Terms

The Firm may offer optional SMS communications to individuals who provide appropriate consent.

Informational and Transactional SMS

These messages may include:

• Responses to inquiries
• Consultation confirmations
• Appointment reminders
• Scheduling updates
• Administrative and client service communications

Promotional and Marketing SMS

These messages may include:

• General law firm announcements
• Educational information about bankruptcy law
• Information about available legal services

Separate consent is required for informational and promotional SMS programs.

Selecting one consent checkbox does not automatically authorize the other category.

Message frequency varies.

Message and data rates may apply.

Reply STOP to unsubscribe from SMS communications.

Reply HELP for assistance.

Consent to receive SMS messages is not a condition of obtaining legal services.

SMS delivery depends on carrier availability and other factors outside the Firm's control.

For privacy and security reasons, SMS should not be used to transmit highly sensitive financial information or confidential legal documents unless an appropriate secure method has been established.

9. Privacy and Information Handling

Our Privacy Policy describes how personal information is collected, used, and protected.

Mobile phone numbers, SMS opt-in data, and SMS consent information are not sold or shared with third parties or affiliates for their marketing or promotional purposes.

10. Intellectual Property

Unless otherwise indicated, the text, graphics, logos, educational materials, and other original content on this website are owned by or licensed to the Firm.

Website content may be viewed for personal informational purposes.

Unauthorized commercial reproduction or redistribution is prohibited unless permitted by applicable law or authorized by the rights holder.

11. Third-Party Websites

Our website may contain links to third-party resources.

The Firm does not control third-party websites and is not responsible for their independent content, availability, or privacy practices.

12. Website Availability

We may update, modify, or temporarily discontinue website features as needed.

We do not guarantee uninterrupted access to the website.

13. Limitation of Liability

To the extent permitted by applicable law, the Firm is not responsible for losses resulting from reliance on general website information, technical interruptions, or circumstances beyond its reasonable control.

Nothing in these Terms limits rights or remedies that cannot lawfully be restricted.

Nothing in these Terms is intended to waive applicable professional duties owed to clients.

14. Governing Law

These Terms are governed by applicable laws of the Commonwealth of Pennsylvania and relevant federal law, subject to any mandatory legal protections that apply.

15. Changes to These Terms

The Firm may revise these Terms to reflect changes in website operations, applicable law, or business practices.

Updated Terms will be posted on the website with a revised effective date.

16. Contact Information

For questions about these Terms, contact:

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